Three weeks ago, I arrived at work to discover extensive media coverage detailing the reorganization of the parent media company of the magazine I work for, and that jobs would be eliminated. In the four and a half years I have worked here, I survived three waves of layoffs, usually taking place in December. Since I managed to be working for higher-level executives at each earlier occurrence, I was spared; my job was deemed necessary.

Meltdown in the US

This time however, with the economy in meltdown (falling to pieces here in New York City) and because I am supporting a mid-level manager, it is highly likely that I will lose my job. Other New York-based media companies recently announced that they are folding magazines, cutting budgets and eliminating jobs. Also last Wednesday, the morning we were all celebrating Obama’s win, the mayor of New York City announced that he would be eliminating one thousand government jobs to recover the budget deficit. There seems to be no safe haven for anyone anymore.

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A year ago this July, I decided to embrace my own destiny and start a business. It’s been a joyride of ups and downs, and I’ve learned more than I ever thought possible about myself along the way.

Working at home provides one with a unique sense of independence, but also comes with a massive amount of responsibility. Missed a deadline? You’re to blame. Overextended your business finances? You again. And that boss of yours? Sometimes, she can be a real pain! Navigating the unique dance that is working at home has taught me quite a few things about life.

Freedom and Simplicity

As I juggle the unique balance of productivity and sleep deprivation that is inevitable as a full time writer and mother of two under three, I’ve learned that the freedom I enjoy comes with a price tag. For now, freelancing means that we’re always on a budget. We’re not starving artists, but we don’t live on easy street, either. We’ve chosen to live a simpler life, and in turn, to cut corners fiscally to finance it. We spend time instead of money whenever possible, and our family is stronger for it. Some refer to this movement as voluntary simplicity, but to us, it’s just life.

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Style Statement and Selling Houses from Carrie and Danielle on Vimeo.

As a realtor at a time when  homeowners and prospective buyers are nervous about the real estate market it’s essential Bridget Ross remain rooted in her Style Statement, Elegant Invitation, respectful, gracious and poised at the same time welcoming and connecting with her community. Watch how Style Statement  guides Bridget in building her business and gives her joy.

One of our wise investors said this;

“People either have more time than money or more money than time”.

In business, if you have more time than money you can; hunt for a deal on a printer, research the best option for a line of credit or market your own product. And if you have more money than time you can; hire someone to purchase, research and market for you.

But what if you’re stuck in the middle with no time and no money? Perhaps you’re a start up company working around the clock with minimum cash flow.

5 Tips to Create More Time to Make More Money

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Lovely article today from Seth Godin about your art, the practicalities of money-making and quite simply, generating pure passion in your life. I couldn’t agree more with his perspective: create happiness.

Here’s a snippet:

Maybe you can’t make money doing what you love

…I think it makes sense to make your art your art, to give yourself over to it without regard for commerce.

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